The Process

How SecureTrade Ng Works

One platform, three roles — Sellers, Buyers, and Riders — moving every deal from checkout to delivery with PIN-verified, instant settlement.

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Step 1 · For Sellers

Create a Secure Deal

1

Initiate Instantly

Enter the buyer's phone number, delivery address, and item cost to spin up a transaction frame.

2

Share Everywhere

Copy your unique Deal Code or tap the direct WhatsApp button to send the secure checkout link to your buyer on any social or chat app.

3

Prepare Logistics

The moment your buyer pays, your dashboard unlocks the Rider Manifest option, allowing you to easily assign a dispatch rider or merge multiple deliveries into a single route link.

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Step 2 · For Buyers

Pay with Confidence

1

Zero-Friction Access

Drop your shared Deal Code into the app or simply view your pending checkout cards under your "Active Deals" tab.

2

Regulated Security

Complete your checkout via safe, integrated payment rails. SecureTrade Ng Digital Services never holds, pools, or takes custody of your funds — they remain completely protected on bank-grade infrastructure until you say otherwise.

3

Your Secret Code

Once payment is verified, the platform generates a private transaction PIN visible only to you. Do not share this PIN until your package physically arrives.

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Step 3 · For Riders

Smart Logistics & Instant Payout

1

One-Tap Pickup

Open the secure Manifest Link sent by the seller on WhatsApp and tap "Pick Up" to instantly move the deal status to "In Transit".

2

On-the-Go Setup

Type your name and bank account number directly into the manifest page while you are on your way — no complicated profile registration required.

3

Touchless Settlement

Deliver the item, collect the secure PIN from the buyer, and enter it into the page. The system instantly pays your delivery fee directly to your bank account and simultaneously settles the seller's funds.

Compliance Note

Funds are routed via Monnify Split Payments directly to secure holding positions on bank-grade infrastructure. SecureTrade Ng Digital Services maintains zero custody of transacted volumes — settlement is triggered automatically the moment the buyer's secret PIN is verified at delivery.